ways to make more moneyWe all want to make more money. Luckily there is almost an endless amount of ways to make more money. See this post or this one as an example. You could also see how to make money illegally – but only for entertainment of course. Anyways, after looking for some more ways to make money myself, I came up with these 5 additional ways.

5 Ways To Make More Money

Scour Craigslist

This is probably the easiest of the ways. Simply check out the “gigs” section on Craigslist. There you will find all sorts of things you can do to make a few extra bucks. Just to name a few:

  • Help someone move
  • Join a focus group
  • Hand out flyers
  • Be an extra in movies
  • Help someone with yard work
  • Edit a resume
  • Write some blog posts

As I’ve said, there are tons of ways. Just take some time to look around and I am sure you will find something.

Dumpster Dive

Almost just as easy is to dumpster dive. People throw out a ton of stuff that is still useful. After all, the saying “one man’s trash is another man’s treasure” didn’t just come out of thin air. To improve your odds, here is a little tip: check out college dumpsters at the end of the year. College kids throw out a ton of great stuff!!

Take Surveys

This option will take some time, but you can make a good amount of money from taking surveys. I’ve been taking them for years and average a few hundred dollars a year. You can check out this review for one such survey site.

Bartend/Bar back

If you are an outgoing person, becoming a bartender is a great way to make more money. Just a couple of nights could bring in a few hundred dollars. You could even look to places off the beaten track to tend bar. When I was younger, I was a member of the local bar in the firehouse. The bartenders there didn’t make a ton on tips, but they were paid $10/hour so in the end, they made out well.

If you don’t know how to make drinks or don’t want to schmooze with people, look at becoming a bar back. There you will keep the bar stocked and keep the glasses clean and ice chests filled. It’s a good amount of work, but you make a decent amount of money. Many places will have the bartender split the tips with you too.

Invest In Yourself

When all else fails, invest in yourself. Find out how to become invaluable at work so that you can get a higher raise. Maybe you can take some classes in Excel to help create a new report or run a macro to make the office more productive. Learn to think outside of the box.

If you have no option for getting ahead at your job, figure out what you enjoy doing and see if you can start a side business doing that. Create a list of your passions and problems. Then see if there are others that have the same problems or passions. If you find a good amount of people that do have the same problem, can you solve it? If there are a lot of people that have the same passion, is there an outlet for it?

Whatever you do, don’t limit yourself. I hated writing in high school and college. But I love writing about personal finance simply because it is a topic I enjoy. As a result, I was able to find a way to make some money on the side.

Final Thots

In the end, there are almost endless ways for you to make more money. The key is to keep thinking and to keep your eyes and mind open. Don’t be too quick to dismiss an idea until you run it through your head entirely. If you can do this, odds are you will find a great way to make more money.

{ 0 comments }

medical costsUnexpected medical emergencies happen and the situation cannot be controlled or prevented most of the time. There however, are a few ways to budget for them, or at least for co-pays and prescription medication. If you visit an emergency department for treatment, you will be billed, even for your co-pay in most cases, so this is a saving grace in most situations.

Save $10 Per Week

Try to forego ordering a pizza or stopping at the local coffee shop a couple of times per week. Take these funds and put them into an envelope in your home. Label it “Emergency Medical Expense Fund”. Do not touch this money for any other reason unless it is an emergency situation. Simply put $10 per week in this envelope.

Use Discount Pharmacies

Many major pharmacies including Walmart, Walgreens and CVS have programs for those that cannot afford the high costs of prescriptions. Walmart has several prescriptions for $4 each. You can print out this list and keep it with you to give to doctors when they need to prescribe medication. Walgreens and CVS have program memberships available that help to reduce the costs of medications.

Make Payment Arrangements

Some medical facilities and primary care physicians will work with you regarding payment for services. Urgent care facilities will require a minimal payment upfront and the primary care physician may also require some kind of deposit as well as a written payment agreement. This will help you to get the medical attention that you need when you’re in a financial bind.

Consider Quick Cash Options

Quick cash loans and payday loans are another option. Although the situation may be emergent, some quick cash loans can be obtained online and the funds can be deposited into your bank account within 24 hours. Keep in mind that these do have to be repaid with interest and administrative fees attached.

Regardless of the unexpected expense, there are ways to budget for it without even trying really. Always try to keep at least the amount of your medical co-pays available in a fund or separate account. Also keep a bit of money on the side for prescriptions. It may come down to obtaining extensions on a bill or two, but one way or another, the medical situation can be handled. Use the options above to help save for unforeseen medical emergencies and expenses and the situation will seem a little less stressful.

 

{ 0 comments }