Budgeting isn’t just about will power, though we tend to think about it like it is. People don’t tend to like budgets, in the same way they don’t like going to the gym. It’s work, it’s commitment, it’s acting against your simpler impulses more time than some are comfortable with. But budgeting is the key to advancing in your personal finance life. You already know this; you don’t need some personal finance blog to convince you it’s true. But a blog might be able to get your head in the right spot so that you can actually accomplish your budgetary goals.
One way you can do this is by making some changes to your financial life that don’t require daily will power. Sometimes creating a workable budget is about making lifestyle changes, some of them big, some of them small. I’ve got some of the best ways for you to consider, and they’ll all make a difference in your wallet. [Continue reading]